Terms of Service

By creating an account or using MyCredScore Nigeria, you agree to the following terms.

1. Service Description

MyCredScore Nigeria provides credit scoring infrastructure using Open Banking data accessed through licensed partners. Scores are indicative and not a guarantee of loan approval by any lender.

2. Account Responsibilities

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

3. Consent for Data Access

By connecting your bank account, you explicitly consent to MyCredScore Nigeria accessing your transaction history for the purpose of credit scoring, in line with CBN Open Banking guidelines.

4. Fees

Free credit checks are subject to monthly limits. Premium reports are billed at the price displayed at checkout.

5. Limitation of Liability

MyCredScore Nigeria is not liable for lending decisions made by third parties based on scores generated through this platform.

6. Contact

No 17 Osumenyi Street, Awada, Onitsha, Anambra State, Nigeria
+2348132471238
info@mycredscore.com